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At your side since 2007
Who pays if your treatment needs correcting?
beautyprotect.
The award-winning follow-up cost insurance for cosmetic surgery.
With beautyprotect, follow-up treatments after cosmetic surgery are covered — for medical complications, and in the PRO & VIP plans also for medically confirmed aesthetic complications that require a correction.
Apply now
Compare plans
from
11,90 €
/month
BEST IN TEST
2023 & 2026
Independent expert comparison
Follow-up cost insurance · Gehling Consulting
NEW: LITE, PRO & VIP Plans
All surgeries included
Monthly cancellable after 1 year
Past surgeries coverable
Best in test 2023 & 2026
Follow-up cost insurance
So you can enjoy the result — not pay for the aftercare.
4,9 / 5
330+ Google Reviews
A cosmetic surgery is a decision whose result you want to enjoy. beautyprotect covers the costs when something unexpected happens after the procedure — at affordable monthly premiums.
The risk
One in five procedures has complications*
Even with carefully working doctors, capsular fibrosis, asymmetries or infections can occur weeks or months later.
The gap
Health insurance does not pay
Public and private insurers typically exclude follow-up costs of aesthetic procedures — the bill stays with you.
The protection
beautyprotect covers it
Liposuction, breast augmentation, eyelid lift and any other procedure — single or combined. One plan, predictable premiums.
The difference
Anyone can insure one operation.
We insure your entire beauty journey.
Many follow-up cost insurances cover exactly one registered operation against a single premium — and only medical complications. beautyprotect goes further:
Benefit
Typical single-premium policy*
beautyprotect
Insured operations
Typical single-premium policy*
Only the one registered operation
beautyprotect
All aesthetic procedures during the term — including future ones
Procedures already performed
Typical single-premium policy*
Usually not insurable
beautyprotect
Covered
Medical complications
Typical single-premium policy*
Insured
beautyprotect
Insured — in all plans
Aesthetic complications
medically confirmed, e.g. marked asymmetry requiring corrective surgery
Typical single-premium policy*
Not insured
beautyprotect
Insured
PRO & VIP
Treatment in a private clinic
Typical single-premium policy*
Usually not insured
beautyprotect
With its own sum insured
PRO & VIP
CancerProtect - Breast reconstruction after breast cancer
Typical single-premium policy*
Not included
beautyprotect
At no extra premium, after 24 months waiting period
PRO & VIP
Payment
Typical single-premium policy*
Single premium per operation
beautyprotect
Monthly from €11.90 — cancellable monthly after 1 year
Sum insured
Typical single-premium policy*
Limited depending on the policy
beautyprotect
Up to €500,000
VIP
Awarded
Typical single-premium policy*
—
beautyprotect
Best in test 2023 & 2026 — independent expert comparison by Gehling Consulting
*Comparison with common follow-up cost insurances against a single premium for one individual registered operation. The respective insurance conditions are decisive for the insurance cover.
Examples of insured complications
A doctor must always confirm the complication and the aftercare must be documented. Mere dissatisfaction with the result is not a complication.
Wound healing disorder
Infection
Secondary bleeding
Capsular fibrosis
Seroma / fluid accumulation
Scar hypertrophy requiring treatment
Marked asymmetry with corrective surgery
PRO & VIP
New · Included at no extra premium
CancerProtect – Additional protection for breast cancer
Breast reconstruction incl. implants · After 24 months waiting period · Included in the PRO & VIP plans
Learn more →
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Tariff Finder
We will help you find the right tariff in no time.
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When do you need beautyprotect?
Eight reasons that speak for your protection.
Every procedure is individual — your coverage should be too. Find the point that matters most to you.
01
I don't want to worry about additional costs.
With beautyprotect, the follow-up costs of necessary aftercare are covered up to the agreed sum insured. You pay for your procedure, we take care of the rest.
02
I want to stay protected even years later.
You decide how long you use beautyprotect. After a minimum term of one year, you can cancel monthly — or stay insured as long as you like.
03
I don't want to pay too much at once.
The LITE, PRO and VIP plans are payable monthly by direct debit. Your protection starts from €11.90 per month.
04
I want insurance for any type of cosmetic surgery.
beautyprotect is not specialised in any single procedure and covers all approved cosmetic procedures.
05
I want to insure a procedure already performed.
The LITE, PRO and VIP plans also cover past procedures — with many other providers, only surgeries from the insurance start date are covered.
06
I also want to cover aesthetic complications.
You choose: medical complications only, or aesthetic ones too. With beautyprotect PRO or VIP, medically confirmed aesthetic complications are covered as well — including private treatments.
07
I want high coverage.
Insured sums up to EUR 500,000 in the VIP plan — maximum financial security if aftercare becomes complex or is needed multiple times.
08
I want to sign up without bureaucracy.
Everything online, transparent, no hidden costs. Application in a few minutes — your protection can start the same day.
What is a follow-up cost insurance?
A follow-up cost insurance covers the costs of necessary aftercare when complications occur after an aesthetic operation — costs that public and private health insurers usually do not cover, or cover only in part.
Which complications are insured?
Medically confirmed medical complications are insured in all plans. In the PRO and VIP plans, medically confirmed aesthetic complications that require a correction are additionally insured. Mere dissatisfaction with the result is not a complication and is not insured.
Can I insure an operation already performed?
Yes. beautyprotect also covers procedures from the past. The condition is that the impairment is diagnosed for the first time during the term of the insurance cover.
What does beautyprotect cost and how can I cancel?
Protection starts from €11.90 per month, depending on the plan (LITE, PRO, VIP). After a minimum term of one year you can cancel monthly.
Who is behind beautyprotect?
beautyprotect is a brand and product concept of quadmed AG (insurance broker, FMA reg. no. 209920). The risk carrier and insurer is Squarelife Insurance AG, Ruggell, Liechtenstein. You receive all contract documents by e-mail before conclusion.
Frequent questions
What you need to know.
All questions & answers in the FAQ →
Our leading beauty brands
Trusted insurance for your beauty journey
lipo-protect is an additional health insurance policy specifically designed to cover complications following lipedema treatments, such as liposuction. It provides financial protection by covering medically necessary treatment following complications and ensuring that patients are not burdened with additional costs.
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cosmetics-protect is follow-up cost insurance for non-surgical cosmetic treatments. It covers medical and aesthetic complications that may arise after such procedures. This insurance offers security against unexpected costs and ensures protection during the insurance period.
Visit website →
Personal support
When it matters most, experience counts —
not a phone queue.
That's exactly what our team is here for. We automate what makes sense to automate — but when it comes to your health and your coverage, you talk to people who have mastered their craft for over ten years.
„When I had complications after my surgery, I had no patience for phone queues or canned responses. At beautyprotect, someone was on the line right away who understood exactly what was going on — and who had already handled a hundred cases like mine. That feeling of having someone with real experience there was worth more than anything else in that moment.“
— Customer voice
What our customers say
Over 300 reviews with an average of 4.9 stars
I am super happy with the decision to have insurance here. Every process goes super quickly, you feel anything but left alone and even with my complication the money was transferred very quickly. I have just decided on a 2nd insurance with Beautyprotect because I have simply had very good experiences here. Thank you very much for everything :-)
Kiana K.
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I had a breast enhancement and there was a problem with the right breast which was associated with pain. I contacted the Beautyprotect I had completed and had a new surgery only through this Beautyprotect and my doctor who worked together I feel very well today. I can only say THANK YOU BEAUTYPROTECT!
Sonja G.
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With me, unfortunately, something went wrong with the surgery. Beautyprotect has taken over all follow-up costs without any problems! Mr. D. was always available for me and has processed everything quickly! TOP
Malia P.
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I'm thrilled with the friendliness and fast processing in the event of a claim. And then I just got a package with dried flowers and a get-well wish. I would take out my insurance here again and again. Thank you for everything.
Tanjy G.
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So far, I have taken out insurance through beautyprotect for various procedures. So far, everything has gone smoothly. Reimbursements in case of problems have been fast and uncomplicated and even direct payment to the health insurance (recourse claim). A super service! I can only recommend!
Joy M.
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I have rarely had such good experiences with an insurance company. The staff were always available and very friendly. The cost coverage worked very smoothly and quickly, I could hardly believe that the amount was in my account within a few days. TOP
Anita M.
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